Jumbo Mortgage
Kind of a Big Deal
Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.
Jumbo Mortgage Benefits
- Fixed and adjustable rates available
- Various terms available
- Feature competitive interest rates
- For primary residence or second home
- Serviced locally by Bank of Prairie du Sac
Mortgage Options
| Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 7.250% | 7.327% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.250% interest rate, the APR for this loan type is 7.327%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 7.125% | 7.224% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.125% interest rate, the APR for this loan type is 7.224%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 6.875% | 6.997% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.875% interest rate, the APR for this loan type is 6.997%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 6.750% | 6.920% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.750% interest rate, the APR for this loan type is 6.920%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 7/6-month SOFR ARM | 6.750% | 7.628% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.750% initial interest rate, the APR for this loan type is 7.628%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 5/6-month SOFR ARM | 6.500% | 7.716% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.500% initial interest rate, the APR for this loan type is 7.716%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Loan Calculator
