Checking Accounts

Pick the account that’s right for you. No matter which account you choose, it’s all included:

Enjoy free online & mobile banking access to your account, with features such as:2

Free Checking Account

Go free! A great all-purpose checking account to meet your everyday banking needs. No monthly fees and no minimum balance take the worry out of starting a new account.

  • $100 Minimum Opening Balance
  • No Monthly Fee
  • No Minimum Balance to Avoid Fees

Interest Checking Account

Earn interest on your checking account balance. There’s no monthly or transaction fee when you maintain the required $1,000 minimum balance, or for anyone age 50+!

  • $1,000 Minimum Opening Balance
  • Fees: $5.00 Monthly Service Fee, $0.20 Charge per Debit Transaction
  • Fees Waived with: Minimum $1,000 Average Daily Balance or Age 50+
  • Earns Interest4 (View Rates)

Open Account

Your account is just a few steps away. To get started, you’ll need:

  • 2 forms of identification
  • Funds to meet the minimum balance
  • A parent or guardian if you are under age 18


  • Stop by either of our offices, walk-ins are welcome!
  • Call us at 608.643.3393 if you would like to set an appointment in advance


1Separate application required. Subject to approval.
2Customers must be registered users of Online Banking to be eligible. Third party message, data or internet service provider charges may apply.
3Terms and conditions apply with enrollment. Paper statements will automatically be discontinued once registered for the service. A device with internet access and Adobe® Acrobat Reader 4.05 version or greater is required to view Online Statements.
4Minimum balance required to earn interest.