Checking Accounts

Whether you want a free account, an account that earns interest, or an account that rewards you for doing easy banking activities that save you time, we have an account that's right for you! All of our accounts include the great features you expect:

Included With All Accounts


Ask for Kasasa

Free Kasasa Cash Back® Checking Account

Earn rewards when you go shopping with your debit card! Free Kasasa Cash Back pays cash back on your everyday debit card purchases. And there are no monthly maintenance fees to worry about.

  • $50 Minimum Opening Balance
  • 2.00% cash back on debit card purchases*
  • Earn up to $84 cash back per year, $7 per month*
  • Refunds on ATM withdrawal fees, nationwide*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
Apply Now     *Learn More

Free Kasasa Cash® Checking Account

Earn really high interest on the first $10,000 of your account balance! Free Kasasa Cash rewards you for doing banking basics, like using your debit card. And there’s never a monthly maintenance fee.

  • $50 Minimum Opening Balance
  • 2.00% Annual Percentage Yield (APY)* on balances up to and including $10,000
  • 0.15% Interest Rate on balances over $10,000 for an APY range of 2.00-0.15%*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
Apply Now     *Learn More

Free Checking Account

Go free! A great all-purpose checking account to meet your everyday banking needs. No monthly fees and no minimum balance take the worry out of starting a new account.

  • $100 Minimum Opening Balance
  • No Monthly Fee
  • No Minimum Balance to Avoid Fees
Apply Now     Learn More

Interest Checking Account

Earn interest on your checking account balance. There’s no monthly or transaction fee when you maintain the required $1,000 minimum balance, or for anyone age 50+!

  • $1,000 Minimum Opening Balance
  • Fees: $5.00 Monthly Service Fee, $0.20 Charge per Debit Transaction
  • Fees Waived with: Minimum $1,000 Average Daily Balance or Age 50+
  • Earns Interest4 (View Rates)
Apply Now     Learn More

Open Account

Open Online

Your account is just a few steps away. Click Apply Now for the account of your choice to open your account online. Here are a few things you'll need:

  • You must be 18 or older, in order to verify your identity online
  • A PDF viewing software
  • A method to fund your account, or a deposit to bring into our office

Open In-Person

Stop by either of our offices, walk-ins are welcome! Call us at 608.643.3393 if you would like to set an appointment in advance. Bring these items with you:

  • 2 forms of identification
  • Funds to meet the minimum balance
  • A parent or guardian if you are under age 18

Kasasa Protect®

Fraud can sneak up on you if you let it! That’s why we offer Kasasa Protect — comprehensive and affordable fraud protection that guards your personal information around the clock. Learn More >



1Separate application required. Subject to approval.
2Customers must be registered users of Online Banking to be eligible. Third party message, data or internet service provider charges may apply.
3Terms and conditions apply with enrollment. Paper statements will automatically be discontinued once registered for the service. A device with internet access and Adobe® Acrobat Reader 4.05 version or greater is required to view Online Statements.
4Minimum balance required to earn interest.

View Fee Schedule