Ask for Kasasa FlagKasasa Cash®  Apply Now

Enjoy high interest earnings and refunds on ATM withdrawal fees.*

Earn rewards for doing easy banking activities that save us money and save you time. Free Kasasa Cash® pays up to 2.00% APY* on your balance every month.

You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get to your money whenever (and wherever) you need it. Open your Kasasa account today — it's one way we thank you for banking locally with us.

$50 minimum deposit to open


Account Features

  • Free checking that pays high interest
  • 2.00% Annual Percentage Yield (APY)* on balances up to and including $10,000
  • 0.15% Interest Rate on balances over $10,000 for an APY range of 2.00-0.15%*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards*
  • No monthly maintenance fee

Earning your rewards is easy! Here’s how to do it:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements3

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Apply Now

Temporary Kasasa Changes

In response to the disruptive nature of the COVID-19 virus and the impact that it may have on our customers, we have decided to adjust the qualification requirements on Kasasa checking accounts to make earning rewards easier for customers during select Monthly Qualification Cycles.

Read Temporary Kasasa Changes

Open Account

Open Online

Your account is just a few steps away. Click Apply Now to open your Kasasa Cash Checking Account account online. Here are a few things you'll need:

  • You must be 18 or older, in order to verify your identity online
  • A PDF viewing software
  • A method to fund your account, or a deposit to bring into our office

Open In-Person

Stop by either of our offices, walk-ins are welcome! Call us at 608.643.3393 if you would like to set an appointment in advance. Bring these items with you:

  • 2 forms of identification
  • Funds to meet the minimum balance
  • A parent or guardian if you are under age 18

Kasasa Protect®

Fraud can sneak up on you if you let it! That’s why we offer Kasasa Protect — comprehensive and affordable fraud protection that guards your personal information around the clock. (Click Get Protection for Disclosures)

Get Protection


Control your debit card from your phone with our new MobiMoney app. Easily activate and deactivate your debit card, receive instant alerts on your mobile devices, and limit usage based on your preferences.

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*Qualification Information: Transactions and activities must post and settle to the account during each Monthly Qualification Cycle and may take one (1) or more Business Days from the date the transaction or activity occurred to post and settle to the account. Everyday is a "Business Day" except Saturdays, Sundays, and federal holidays. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. "Statement Cycle" means the period of time for which Bank of Prairie du Sac provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Rewards: When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive Annual Percentage Yield (APY) of 2.00%; and balances over $10,000 earn 0.15% interest rate on the portion of balance over $10,000, resulting in a range from 2.00% to 0.15% APY depending on the account's balance and (2) You will receive ATM withdrawal fee refunds up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We refund ATM withdrawal fees of $4.99 or less. ATM withdrawal fees of $5.00 or more will not qualify. ATM withdrawal fees are based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate ATM withdrawal fee refund, we will adjust the ATM withdrawal fee refund amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Interest and ATM withdrawal fee refunds will be credited to your Kasasa Cash account on the last day of the current Statement Cycle. APYs accurate as of 09/05/19. When Kasasa Cash qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and ATM withdrawal fees are not refunded. Rates and rewards are variable and at our discretion may change after account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or to receive the account's rewards. Rewards less than a penny cannot be distributed. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. Additional Information: $50.00 minimum deposit is required to open the account. This account is not to be used for commercial purposes and there is a limit of one (1) account per social security number. There are no fees to open or close this account. There are no recurring monthly service charges associated with this account. Enrollment in electronic statements is required to meet some of this account's qualifications. Contact a Bank of Prairie du Sac service representative for additional information, details and enrollment instructions. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

1Separate application required.
2Customers must be registered users of Online Banking to be eligible. Third party message, data or internet service provider charges may apply.
3Terms and conditions apply with enrollment. Paper statements will automatically be discontinued once registered for the service. A device with internet access and Adobe® Acrobat Reader 4.05 version or greater is required to view Online Statements.

2020 Monthly Qualification Cycle Dates:

  • 11/20/2019 – 12/17/2019
  • 12/18/2019 - 1/14/2020
  • 1/15/2020 - 2/18/2020
  • 2/19/2020 - 3/17/2020
  • 3/18/2020 - 4/14/2020
  • 4/15/2020 - 5/19/2020
  • 5/20/2020 - 6/16/2020
  • 6/17/2020 - 7/14/2020
  • 7/15/2020 - 8/18/2020
  • 8/19/2020 - 9/15/2020
  • 9/16/2020 - 10/20/2020
  • 10/21/2020 - 11/17/2020
  • 11/18/2020 - 12/15/2020