WHEDA offers programs for purchases and refinances, whether first-time1 or repeat buyers. Income and purchase price limits apply. Down payments as low as 3–5%.2 Available for 1-4 unit properties, owner occupied primary residence.
- Low cost, fixed interest rate
- First-time home buyers1 may qualify for federal income tax credit
- As little as no down payment2
- Reduced-cost private mortgage insurance
- Must be purchasing an owner-occupied home in Wisconsin
USDA, WHEDA, FHA, and VA loans processed and underwritten by Inlanta Mortgage, Inc. NMLS #1016. Wisconsin Banker License #43262BA, Wisconsin Broker License #1016BR. This is not a commitment to lend. Promotion, terms, and conditions subject to change without notice. Loans subject to credit approval. Inlanta Mortgage, Inc. is a USDA, WHEDA, FHA, and VA approved lender but is not affiliated with the United States Department of Agriculture, the Wisconsin Housing and Economic Development Authority, the Federal Housing Administration, the Department of Veteran Affairs, or any other government entity. Inlanta and Bank of Prairie du Sac are not acting on behalf of or at the direction of HUD/FHA or the Federal government.
1A first time homebuyer is an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase (closing date) of the property. This includes any individual that has only owned with a former spouse while married.
2Interest due on the amount of the loan above fair market value is not tax deductible. Consult a tax advisor.