If you are a veteran or surviving spouse, you may be eligible for a loan through the VA program. There is no private mortgage insurance required and it offers less stringent credit requirements than conventional mortgage loans. This program also has a low or no down payment option.2
- Only available to eligible veterans and/or their spouses
- No down payment2 required
- No private mortgage insurance
- Cash reserves not required
- Closing costs and prepaid expenses may be paid by seller
- Streamline refinance available
USDA, WHEDA, FHA, and VA loans processed and underwritten by Inlanta Mortgage, Inc. NMLS #1016. Wisconsin Banker License #43262BA, Wisconsin Broker License #1016BR. This is not a commitment to lend. Promotion, terms, and conditions subject to change without notice. Loans subject to credit approval. Inlanta Mortgage, Inc. is a USDA, WHEDA, FHA, and VA approved lender but is not affiliated with the United States Department of Agriculture, the Wisconsin Housing and Economic Development Authority, the Federal Housing Administration, the Department of Veteran Affairs, or any other government entity. Inlanta and Bank of Prairie du Sac are not acting on behalf of or at the direction of HUD/FHA or the Federal government.
1A first time homebuyer is an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase (closing date) of the property. This includes any individual that has only owned with a former spouse while married.
2Interest due on the amount of the loan above fair market value is not tax deductible. Consult a tax advisor.