USDA

Home in woods with lights outside USDA MortgageUSDA is available for single family homes that are located in rural areas and is for low to moderate income borrowers. Income and purchase price limits apply. No down payment2 is required and closing costs may be financed into the loan.

  • First-time home buyers1 eligible
  • No down payment2 required
  • Closing costs may be financed into loan
  • Fixed interest rate
  • Flexible credit history permitted
  • Must buy home in USDA eligible area: town population under 20,000

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USDA, WHEDA, FHA, and VA loans processed and underwritten by Inlanta Mortgage, Inc. NMLS #1016. Wisconsin Banker License #43262BA, Wisconsin Broker License #1016BR. This is not a commitment to lend. Promotion, terms, and conditions subject to change without notice. Loans subject to credit approval. Inlanta Mortgage, Inc. is a USDA, WHEDA, FHA, and VA approved lender but is not affiliated with the United States Department of Agriculture, the Wisconsin Housing and Economic Development Authority, the Federal Housing Administration, the Department of Veteran Affairs, or any other government entity. Inlanta and Bank of Prairie du Sac are not acting on behalf of or at the direction of HUD/FHA or the Federal government.

1A first time homebuyer is an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase (closing date) of the property. This includes any individual that has only owned with a former spouse while married.

2Interest due on the amount of the loan above fair market value is not tax deductible. Consult a tax advisor.