2 story home with blue siding FHA MortgageFHA mortgage loans are designed for low to moderate income home buyers. This program allows the borrower to have a lower down payment2 and less than perfect credit. Sellers can contribute up to 6% of the purchase price as a seller credit towards the buyers closing costs.

  • Low down payment required2
  • Gift funds allowed
  • Cash reserves may not be required
  • Flexible credit history permitted
  • Flexible debt-to-income ratios
  • Closing costs and prepaid expenses may be paid by seller
  • Streamline refinance available

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USDA, WHEDA, FHA, and VA loans processed and underwritten by Inlanta Mortgage, Inc. NMLS #1016. Wisconsin Banker License #43262BA, Wisconsin Broker License #1016BR. This is not a commitment to lend. Promotion, terms, and conditions subject to change without notice. Loans subject to credit approval. Inlanta Mortgage, Inc. is a USDA, WHEDA, FHA, and VA approved lender but is not affiliated with the United States Department of Agriculture, the Wisconsin Housing and Economic Development Authority, the Federal Housing Administration, the Department of Veteran Affairs, or any other government entity. Inlanta and Bank of Prairie du Sac are not acting on behalf of or at the direction of HUD/FHA or the Federal government.

1A first time homebuyer is an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase (closing date) of the property. This includes any individual that has only owned with a former spouse while married.

2Interest due on the amount of the loan above fair market value is not tax deductible. Consult a tax advisor.