Construction & Lot Loans

Ready to buy land or build a new home? We offer construction and lot loans to bring your dreams to life.

Our experienced Lending Team understands that the building process can be overwhelming at times, and our goal is to help reduce your stress. We work with you to make  financing easier, so you can focus on your home! We look forward to helping you build the home of your dreams.

Have questions about construction loans? Take a look at our Construction Loan FAQ.

It’s an ideal time to build a home or purchase a residential lot with our special low rates for construction & lot loans!

Dream. Dream a little bigger with special low rates on construction & lot loans. Photo of home construction.

Construction Loans

1.99% / 3.655% APR*

  • Monthly interest paid on advances made
  • 20% Minimum down payment
  • Short Term

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*APR (Annual Percentage Rate) is based on an example loan amount of $300,000 and a 20% down payment. Must be a single family, primary residence.

Lot Loans

3.99% / 4.986% APR

  • Monthly interest only payments
  • 20% Minimum down payment
  • Short Term

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These rates are valid for new construction loan transactions or lot loan purchase transactions. Subject to credit approval. Rates subject to change.


Our Team

Our team is here to help every step of the way. Please contact them to learn more about our products and process!

Email Linda Oelke-McNamer, NMLS #685867

Email Crystal Lautenbach, NMLS #451162