Fee vs. Free

Man putting cash into his leather walletThe old saying, “nothing in life is free” does not have to apply to your bank accounts. Though many bigger banks charge fees every month or each time you want cash from an ATM, we offer a variety of free options so you can say goodbye to some of those pesky fees and hello to a little more money in your wallet.

Account Fees


Many institutions charge a monthly service fee for your accounts.


We offer several free accounts, including Free Checking, Kasasa Cash Back,®1 Kasasa Cash,®1 Money Markets, CDs (Certificates of Deposit), and Eaglee’s Savers Account for kids ages 12 and under. Regular Savings and Interest Checking accounts waive the monthly fee when you meet a minimum balance requirement.

ATM Fees


When using an ATM, it is common to have to pay a surcharge to either your bank or the ATM owner.


We offer a network of over 600 surcharge-free ATMs which allows you to get cash without paying extra fees. Plus, our Kasasa® checking accounts offer up to $20 a month in nationwide ATM withdrawal fee refunds2 when you meet the monthly qualifications.

Debit Card and Check Writing Fees


On top of paying account fees and ATM fees, other common fees include an annual debit card fee and extra charges for writing too many checks.


We want you to be able to use your account for your everyday needs. That is why we offer a free debit card3 and unlimited check writing with all of our checking accounts

All of these “little” fees add up. Choose an account that gives you more money to put toward savings and less toward fees. Talk to a personal banker to see how you can save money with our accounts. 


1-Qualifications and rewards may vary by account. Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Contact one of our personal bankers for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions.

2-You will receive ATM withdrawal fee refunds up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We refund ATM withdrawal fees of $4.99 or less. ATM withdrawal fees of $5.00 or more will not qualify.

3-Separate application required. Subject to approval.