Eaglee's Smart Money Kids Program
Discussing money early in a child’s life helps to build a strong foundation for healthy financial habits in the future. To help children learn more about money, we have created a activity booklet filled with information, resources, and activities about money to help build that foundation. Engaging in these activities with your child offers opportunities to learn together.
The activities are designed for kids ages 4-12. Each activity sheet has information at the top that you can read with your child. After reading through the information, your child can complete the activity on the bottom of the page alone or with your help.
The activity sheets are broken down into recommended age groups based on content. Download the files to print, or save them to a tablet to use the files electronically.
Materials in the activity sheets are based on the FDIC Money Smart program. View the parent guides below for more information to help work on each activity. Please note that the parent guides may not match the activity booklets exactly.
Books to Read
For ages 4-7:
- Bunny Money by Rosemary Wells: Max and Ruby are on a mission to find the best birthday present for their grandmother; but when emergencies arise, they have to spend their carefully saved money. (Activity #1 & #3)
- Arthur’s Pet Business by Marc Brown: Arthur starts a pet-sitting business and gets his hands full with all sorts of crazy creatures. (Activity #2)
- The Little Engine That Could by Watty Piper: One small train shows how believing in yourself can make all the difference as you reach for your goals. (Activity #4 & #9)
- If You Made a Million by David M. Schwartz: Have you ever wanted a million dollars? Discover ways to make and spend a lot of money with Marvelosissimo and his friends. (Activity #5 & #6)
- The Rainbow Fish by Marc Pfister: Rainbow fish finds the joy of sharing as he builds new friendships with the fish in the sea. (Activity #7)
For ages 8-12:
- Tops and Bottoms by Janet Stevens: A lazy bear and a hardworking rabbit demonstrate opportunity cost, as the bear must repeatedly choose between the “tops” or “bottoms” of crops. (Activity #2)
- Lulu Walks the Dogs by Judith Viorst: Lulu works to earn money to reach her mysterious “super special” long-term goal. (Activity #3 & #4)
- The Lemonade War by Jacqueline Davies: Evan and his sister compete to earn money by selling lemonade. (Activity #5 & #6)
- Double Fudge by Judy Blume: Peter’s younger brother, Fudge, is money obsessed. Their family travels to the Bureau of Engraving and Printing in Washington, D.C. (Activity #9)
- Growing Money: A Complete Investing Guide for Kids by Gail Karlitz: With fun facts and activities, this guide introduces children to the world of investing. (Activity #10)
Ways to Use Books:
- Read together: This is a wonderful way to bond with your child and support his or her literacy skills while talking about money.
- Ask for a summary: Whether your child reads with you or independently, ask him or her to summarize each book (and/or chapter) and share what he or she has learned.
- Have a discussion: Use the books as conversation starters to talk about the concepts of money and how it applies to your lives.
- Join a reading program: Visit a local library to join their summer reading program and learn about money while improving reading skills.
Banking Activities to Try
- Counting Coins: Gather change from around the house or from the piggy bank to take to the bank and convert to dollars or deposit the change into a savings account.
- Open a Savings Account: Consider opening a savings account with your child. He or she can begin depositing money earned or received on birthdays or holidays. Discuss how you choose an account. Young children may not understand everything now, but it helps establish a foundation for later in life.
- Check Your Balance: After several months of your child making savings account deposits, use online or mobile banking to check on her or his balance to see how much interest was earned. Show them how they can see all of the deposits and transactions in the account, including any interest earned, under the account history.
- Use an ATM: Show your child how you use the ATM. Explain that an ATM is not a free money machine—you are actually taking cash out of your own bank account—and that the receipt shows how much cash is deducted.