Bank of Prairie du Sac
Privacy Policy and Disclosure

Rev. August 2013

FACTS

WHAT DOES BANK OF PRAIRIE DU SAC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product and service you have with us. This information can include:
  • Social Security number and account balances
  • overdraft history and payment history
  • credit history and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Prairie du Sac chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Prairie du Sac share?

Can you limit this sharing?

For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes —
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes —
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes —
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call (608) 643-3393 or go to www.bankpds.com

Who we are

Who is providing this notice Bank of Prairie du Sac

What we do

How does Bank of Prairie du Sac protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Prairie du Sac collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • make deposits or withdrawals from your account
  • use your credit or debit card
  • apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Prairie du Sac has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • Bank of Prairie du Sac does not share information with nonaffiliates
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Bank of Prairie du Sac doesn't jointly market