At Bank of Prairie du Sac, there is a Savings Account for every stage of your life. As one of the top-rated banks in the United States in both strength and stability, we are an ideal choice for safeguarding the future.

Regular Savings

A basic savings account that meets all of your everyday banking needs. With just $100 opening balance, you are ready to get started. Interest is compounded daily and paid quarterly.

  • Minimum Opening Balance:  $100
  • Monthly Service Fee:  $3.00 (charged when Minimum Balance is not met)
  • Minimum Balance Required to Avoid Monthly Fee:  $100 Average Daily Balance
  • Earns Interest
  • Transaction Limit of 6 per month or monthly statement cycle. Per debit charge fee of $2.00 will be charged for each transaction in excess of 6 withdrawals per month. Fee does not apply to individuals 18 and under.
  • Debit Card*
  • Direct Deposit and Mobile Deposit
  • Online Banking with Bill Pay and Online Statements
  • Mobile App and Telephone Banking
  • Access to Network of Over 800 Surcharge-Free ATMs
  • Popmoney® and External Transfers

Eaglee's Savers Club

Our savings account for children ages 12 and under. Teach the children in your life about saving money with our mascot Eaglee Eagle! Kids can start an account with only $10 for their opening balance. Receive fun prizes when your account balance hits certain amounts!

  • Minimum Opening Balance:  $10
  • No Monthly Service Fee
  • Earns Interest
  • Transaction Limit of 6 per month or monthly statement cycle, unlimited in-person transactions
  • Receive a free Eaglee Eagle t-shirt when the account balance reaches $50
  • Receive a free Eaglee Eagle stuffed animal when the account balance reaches $100
  • Telephone Banking

Health Saving Account

With the rising cost of health care and health insurance, the Health Savings Account is a great way to save money on health care costs. Contributions, earnings, and withdrawals are tax deductible when used for qualified expenses and unused funds carry over from year to year.

Talk to your tax advisor to see if you’re eligible.

Christmas Saving Account

Simplify the process of saving for holiday shopping or another goal. Establish automatic transfers from your Checking Account into a Christmas Savings Account, so you can save for your goal in manageable amounts.

  • Minimum Opening Balance:  $25
  • Quarterly Service Fee:  $1.00 (charged when Minimum Balance is not met)
  • Minimum Balance Required to Avoid Quarterly Fee:  $25 Average Daily Balance
  • Earns Interest

Interest is compounded daily and paid quarterly. Get started with a minimum opening balance of $25 or more.


Certificates of Deposit

Want to save for something in the future, and don’t need the funds before then? Earn higher interest rates by “locking in” your savings funds for a specified amount of time. Choose from terms from 91 days to 3 years. Funds are subject to an early withdrawal penalty.

Graduation CD

Designed to help your child save before graduation. Great for college savings! Open an account with $500 or more, and make unlimited deposits in the amount of $100 or more. Choose terms ranging from one to three years, and the account will automatically renew until the child reaches age 18. Funds are subject to an early withdrawal penalty.


Money Market

Enjoy a higher return on your savings, combined with the flexibility of a checking account. Our money market savings account features a competitive tiered interest rate, unlimited in-person transactions, and 6 remote transactions. Open an account with $2,500 or more. Penalty may be imposed for early withdrawal.


Individual Retirement Accounts (IRA)

It’s never too early to save for retirement. Bank of Prairie du Sac offers a variety of retirement plans, including:

  • Traditional IRAs
  • Roth IRAs
  • Simplified Employee Pension (SEP)
  • SIMPLE plans

Consult with your tax advisor for eligibility information, and to see if contributions may be tax deductible. Penalties may be imposed for early withdrawal.


Compare Accounts

1 A per debit charge fee of $2.00 will be charged for each transaction in excess of 6 withdrawals per month. Fee does not apply to individuals 18 and under.
2 Minimum balance required to earn interest.
3 Separate application required.
4 Penalty may be imposed for early withdrawal.