Bank of Prairie du Sac offers a variety of business financing options. All financial decisions are made in-house by our local management team and board of directors. Accounts are serviced by our team and payments can be made at either branch location. Compare and see what financing option works best for your business.

Business Lines of Credit

Short-term liquidity for access to funds needed to purchase inventory, operating expenses and more. Features include:

  • Monthly interest payments
  • Convenient access with online transfers
  • Easy renewal terms

Letters of Credit

Guarantee payments to businesses for their goods and services. Negotiate purchase terms with a company where you may or may not have an established credit history.

Lease

Leasing options in partnership with Bankers' Bank for equipment, furniture, fixtures, etc.

Business Term Loans

Ideal for business expansion and acquisition. Use the funds to purchase equipment or permanent working capital needs.

  • Flexible short-term and long-term financing
  • Fixed monthly payments
  • Approved lender for SBA, WHEDA and FHLB financing

Business Real Estate Loans

Purchase commercial property or refinance your existing loan. Features include: flexible terms and longer amortization.

Municipal Loans

Financing to enhance the community through local school districts and municipalities.


Ready to get started?

Visit our Prairie du Sac location to speak with one of our commercial lenders. Our information checklist is an overview of the documents needed for business financing. Bring with you copies of:

New Business Customer Check List

  • Personal financial statements (Borrower + Guarantor)
  • Most recent two years of personal income tax returns (Borrower + Guarantor)
  • Most recent two years of business tax returns
  • Articles of Inc., bylaws, operating agreement or partnership agreement
  • Issuance of taxpayer identification number
  • Business history and/or business plan
  • Resume(s) of management
  • Description of the use of loan proceeds
  • Collateral to be offered
  • Evidence of business insurance coverage
  • Opening balance sheet
  • 12-months of monthly business income and expense projections
  • Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds

Existing Customer Check List

  • Personal financial statements (Borrower + Guarantor)
  • Most recent two years of personal income tax returns (Borrower + Guarantor)
  • Most recent two years of business tax returns
  • Updates (as applicable) to Articles of Inc., bylaws, operating agreement or partnership agreement
  • Meeting minutes or updated documents evidencing officer changes
  • Description of use of loan proceeds
  • Collateral to be offered
  • Evidence of business insurance coverage
  • Profit and loss statements for the prior three fiscal year-ends
  • Updated listing and aging of accounts payable/receivables
  • 12-months of monthly business income and expense projections
  • Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds